27 S Smith Street

New Buffalo, MI
$ 469,000 Beds 2 Baths 1 Sq 781
Monthly Estimate* How much can I afford?

Investment opportunity with endless possibilities - Two Cottages for sale! Live in one cottage while generating year-round rental income from the other, or maximize your investment by renting both. Just a few blocks from Lake Michigan beaches, the marina, restaurants and shopping, this unique property features two separate cottages on one parcel, each with its own private backyard divided by a privacy fence. The Main House is a charming Michigan cottage constructed with timeless river rock and full of character. It features a spacious enclosed porch, an added feature offering additional entertaining space, two bedrooms and a full basement with laundry room. The Guest Cottage offers comfortable single-level living with a spacious living room and dinette area, a kitchen with abundant counter space and cabinetry, bedroom and a convenient laundry room. Recent updates to the Main House include a new roof, gutters and gutter guards (2023), new windows in the main house (2021) and new enclosed porch windows (2024). For a nice dry basement, a professionally installed basement system in (2019). Whether you're looking for an income-producing property, a vacation retreat, or a multi-generational living arrangement, this rare two-cottage property offers flexibility in an unbeatable location near all that Lake Michigan has to offer.

Active

  • Price
  • $ 469,000
  • City
  • New Buffalo
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • BERRIEN
  • Half Bathrooms
  • 0
  • Area
  • New Buffalo City
  • Lot Size
  • 0.18 Acres
  • Zip
  • 49117
  • Sqr Footage
  • 781
  • Year Built
  • 1949
  • Taxes
  • $ 2303
  • Style
  • Craftsman
  • MLS#
  • 26036914
Listed By: Betty M Biernacki at Berkshire Hathaway HomeServices Chicago - (269) 469-8300
Data Source: Michigan Regional Information Center (MICHRIC)

Features

General

Sewer Public
Heating Forced Air
Cooling Window Unit(s)
Utilities Natural Gas Connected,Cable Connected
Possession Close Of Escrow
Appliances Dishwasher,Disposal,Dryer,Microwave,Oven,Range,Refrigerator,Washer
Architectural Style Craftsman
Construction Materials Aluminum Siding,Stone
Year Built 1949
Stories Count 1
Township New Buffalo City
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Lake
County Berrien
New Construction No
Property Type Residential
Garage Y/N No
Other Structures Guest House
Total Rooms 5
Full Baths 1
Status Active
Directions At Whittaker Street,go West on Buffalo Street to South on Smith Street
City New Buffalo
Body of Water Lake Michigan
High School District New Buffalo
Lot Size Units Acres
Lot Size Square Feet 7841.0
Carport Y/N No
Listing Terms Cash,Conventional
Land Lease Y/N No
Tax Annual Amount 2303.0
Home Warranty Y/N No
Lease Renewal Y/N No
Additional Parcels Y/N No
Rent Control Y/N No
Standard Status Active
Tax Assessed Value 85844
MobileHomeRemainsYN No
Legal Description THE SE'LY 54' OF LOT 8 & THE NW'LY 6' OF LOT 7 ALL IN BLK 26 VILL PLAT OF NEW BUFFALO
Senior Community None

Interior Features

Interior Amenities Ceiling Fan(s),Broadband,Center Island,Eat-in Kitchen
Basement Full
Flooring Carpet,Ceramic Tile,Engineered Hardwood
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Window Treatments
Fireplace Y/N No
Laundry Features In Basement
Total Bedrooms 2
Below Grade Finished Area 0.0
Main Level Bedrooms 2
Total Baths 1

Exterior Features

Lot Features Level
Water Source Public
Lot Size Area 0.18
Spa No
Building Area Total 781.0
Lot Dimensions 60 x 132
Lot Size Acres 0.18
Road Surface Type Paved
Waterfront Y/N No
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No
All Sports True

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Grandville, MI office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/17/2026 Listed $489,000
9/1/2026 5% - $469,000

Property vs Zip Code Average in 49117

Price
AVG $1.16M
$470K
Taxes
AVG $116,532
$2,303
Year Built
AVG 1974
1949
Visits
AVG 1
80
Data Provided by Inside Real Estate®

Areas That We Cover

27 S Smith Street New Buffalo, MI is a Single Family Home for sale at $469000 with 781 sqft and a lot size of 0.18 Acres Acre(s). 27 S Smith Street New Buffalo has 2 bedrooms, 1 baths and was built in 1949. The property's zip code is 49117 which is in New Buffalo, MI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.